In “That’s On You,” Chris and Future address relationship challenges, highlighting moments of confusion and betrayal. The lyrics touch on themes of changing behavior, unfaithfulness, and the consequences of allowing external influences to affect the dynamics of a relationship. The song portrays a mix of emotions, including frustration and realization, as the artists navigate the complexities of love and trust. The chorus underscores personal responsibility, suggesting that if someone is content with the situation, then the outcomes are ultimately their own responsibility.